In addition to modest programs like PCRE, big ideas are needed to transform U.S. health care to a patient-centered system, grounded in primary care, that delivers the best possible health outcomes for all. Corey Fogleman, MD and Thomas Gates, MD propose several in a recent article in the Journal of Lancaster General Hospital, including:
1) Making medical school free, and providing residency training stipends only to graduates who choose primary care programs
2) Direct primary care: "eliminating the middle-man of third-party insurance"
3) Single payer systems providing universal insurance coverage on the state level
Of these three big ideas, direct primary care (discussed in a previous guest post on Common Sense Family Doctor) appears to face the fewest political and logistical obstacles and is rapidly becoming a reality in communities across the country. Drs. Fogleman and Gates observe:
Advocates of this approach point out that insurance is meant for large unexpected expenses, while expenses for primary care are relatively modest and predictable. It makes little sense to pay for these through an insurance model, any more than it would make sense to buy auto insurance to protect from the cost of an oil change or new tires. Instead, patients in direct primary care contract directly with a primary care provider for access to a broad range of office-based primary care services, in return for a monthly or annual retainer fee.
Unlike “concierge medicine,” the fee is modest (usually on the order of $500-$1000 per year), and can complement high-deductible or catastrophic insurance (which would cover large and unexpected expenses like hospitalization). An element of competition safeguards consumers: practices that don’t deliver quality and accessible primary care will quickly lose patients.
A collection of articles about direct primary care and membership-based practices is available on the Family Practice Management website. Clinicians and policymakers interested in learning more about direct primary care should also consider attending the second Direct Primary Care National Summit in June (registration code: MDUADPC).
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A slightly different version of this post first appeared on the AFP Community Blog.
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A slightly different version of this post first appeared on the AFP Community Blog.